Make the most of your DEWS investment
The DEWS Plan puts you in control of your end of service benefit pot.
From choosing the right investment strategy to switching options, manage your investment the way you want to.
If you do not understand the information included on this website or if you require financial advice, you should consult an authorized personal financial advisor.*
Know your DEWS investment options
Your DEWS Plan offers diverse investment options to fit your risk tolerance and investment goals.
The investment options fall under two main categories — Conventional and Sharia-compliant options:
The chart below shows the relative levels of expected risk and return for each of the DEWS Plans investment options (with the exception of the Islamic Mudarabah option) for a member with a medium to long term investment horizon. The conventional investment options are shown in blue while the Sharia compliant investment options are shown in green. Please note that this is an indicative stylized example for illustrative purposes only and does not imply or offer any guarantee. In addition, realized risk and return figures may differ significantly from those expected, especially over shorter time horizons.
Here’s a quick way to see where your investment options fall under the risk appetite scale click on the buttons to filter by categories and click on each option to see more information and their associated factsheet.
Other investment options
Read the Fund Centre User Guide below and access the Fund Centre for more information.
Read the Fund Centre User Guide below and access the Fund Centre for more information.
What are the DEWS fees?
When evaluating your total DEWS fees, it is important to note that the Plan has a strong governance structure with separation of duties between the Trustee, Investment and Administrator firms, overseen by a Supervisory Board. Such a structure ensures that employers’ best interests, transparency and security are at the forefront of all decisions made.
We have a transparent fee structure, you can find them in the respective annual charge summary documents here.
Your DEWS guides
Useful documents
Conventional
options Find all the investment factsheets listed below:
*None of the current investment options available in the DEWS Plan are subject to any form of regulation or approval by the Dubai Financial Services Authority (DFSA). The DFSA have not approved any associated factsheets or any other associated documents nor taken any steps to verify the information set out in any factsheet and has no responsibility for it. Members should conduct their own due diligence on the investment options. If you do not understand the information available through this website or require advice, you should consult an authorized personal financial adviser.
**Please note that the DEWS Plans investment advisor, Mercer, does not provide investment advice to the Master Trustee on the Islamic Mudarabah investment option managed by National Bonds. Mercer has not researched or rated this investment option, and it is included in the investment range at the request of the Master Trustee. The information related to this Islamic Mudarabah option has been provided by National Bonds and the Master Trustee. Mercer has not sought to confirm or verify this detai