Educating and engaging my employees

Get all the necessary information on onboarding and managing your DEWS plan. As an employer, you will need to enrol, initiate contributions and support your employees to make additional voluntary contributions. You will also need to support them with accrued end of service benefit transfers and help them to secure their long-term financial goals.
To help you find information about how you can complete these key responsibilities, we’ve broken content into different phases. Click on a section below to find out more.
Start helping your employees build their savings with Additional Voluntary Contributions (“AVC’s), the ‘DEWS Booster’.
Employees have the opportunity to request to make AVC’s via salary deduction to help them save towards and meet their future financial goals. To facilitate this, as an employer, you would need to put a voluntary contribution process in place.
Voluntary contributions – what you need to do
Transfer with employee consent
You can get written consent from your employee and transfer an agreed amount, that is no less than the entitlement calculated by reference to a termination payment under DIFC Employment Law, into the DEWS Plan. In doing so, you are no longer liable for the payment of the accrued EOSB to the employee when employment is terminated, irrespective of any future salary increases and/or length of service. In addition, the employee accepts the ongoing investment risk. Click here for a template of the consent form .
Transfer without employee consent
You can also choose to transfer the accumulated benefit without employee consent. This will be held in the plan, as a pooled fund, under the employer’s name and you can decide how the amount is to be invested. You will still be liable for settling each employee’s accrued EOSB entitlement when they leave service and you can take withdrawals from the fund to achieve this.
While helping you attract and retain talent within your workplace, DEWS will also help your employees to be Ready For Life by taking control of their financial futures. The ability to make DEWS booster (additional voluntary) contributions and to transfer their accrued end of service gratuity will help them do this easily. Our team of experienced relationship managers are on hand to help you with all aspects of employee engagement and education, including:
To find out more please contact dews.support@zurich.com and one of our team will be in touch.
In case you haven’t enrolled or started making contributions, click on the relevant sections to get started.